Lissele Pratt, co-founder at Capitalixe, appears on the cover of FinTech Magazine’s March 2026 edition, where she shares her perspective on one of the most important yet often overlooked principles in financial infrastructure: clarity.
In the interview with editor Natalia Elliot, Pratt discusses how the payments industry is evolving, why clear communication can make or break onboarding with financial institutions, and how emerging technologies are changing the way risk and compliance are managed.
Her appearance on the cover of FinTech Magazine highlights a conversation that goes beyond fintech leadership and focuses on the practical realities of operating in today’s payments ecosystem.
Why clarity is everything in payments
A central message from the interview featured in the March 2026 cover of FinTech Magazine is simple: clarity determines access in the payments ecosystem.
As Pratt explains, companies that present vague or incomplete information during onboarding are far more likely to face rejection from banks or payment providers.
“Clarity is everything in payments. If you are vague, especially during onboarding, you are most likely going to get rejected,” she says.
For businesses operating internationally or in complex industries, clearly explaining how their operations work, how transactions flow, and who their customers are is essential for building trust with financial institutions.
AI, compliance and smarter risk signals
How artificial intelligence is changing the way financial institutions approach compliance is also one of the key themes discussed in Pratt’s FinTech Magazine cover interview.
Payments generate huge amounts of data, and traditional monitoring systems often produce large volumes of alerts that compliance teams must review manually.
According to Lissele, AI is helping institutions focus on meaningful signals rather than noise. By analysing patterns across transactions and customer behaviour, AI tools can help identify genuine risks more efficiently and reduce false positives.
This shift allows compliance teams to make faster, more informed decisions while maintaining strong regulatory oversight.
The journey behind the founder
Lissele also reflects on the personal journey that led her into fintech entrepreneurship.
Starting a company at a young age required persistence and a willingness to take risks. Looking back, she jokes that she might call her younger self “a little bit crazy” for taking that leap.
Still, she says she has no regrets. The early years involved cold calls, long days and constant relationship-building, experiences that ultimately shaped her perspective on the industry.
Encouraging the next generation of fintech leaders
The interview also highlights Pratt as a mentor and advocate for women in fintech, a role that complements her appearance on the cover of FinTech Magazine.
Through her work and public speaking, she encourages more women to pursue careers in finance, technology and entrepreneurship.
Her message to the next generation of founders captures the mindset that runs through the entire interview:
“Dream big, make a plan, and take action.”
It’s a reminder that in fintech, success often begins with a clear idea, the courage to pursue it, and the persistence to see it through.
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Read the full interview in the Fintech Magazine.
