Crypto Payment Gateway UK
Capitalixe helps crypto businesses explore suitable regulated banking and payment partners for fiat ramps, multi-currency settlement, and payment processing support.
The Challenge for Crypto Businesses
Crypto companies face a unique set of banking obstacles in the UK. Traditional banks view digital assets as high-risk due to concerns around money laundering, regulatory uncertainty, and price volatility. The result is a pattern that most crypto founders know well: accounts opened one month, frozen the next.
This cycle is not just frustrating — it threatens business continuity. Without stable banking, you cannot settle merchant transactions, pay suppliers, or manage payroll reliably.
What We Provide
Who This Is For
- Crypto exchanges (centralised and decentralised)
- Crypto wallet and custody providers
- OTC trading desks
- NFT marketplaces
- Token launchpads and ICO/IDO platforms
- Crypto payment processors
- DeFi protocols with fiat integration needs
Why Capitalixe for Crypto
We have been working with crypto businesses since the early stages of mainstream adoption. Our team understands key regulatory considerations, from FCA registration requirements to the Travel Rule, and aims to introduce clients to partners with relevant experience in crypto and digital assets.
We introduce crypto businesses to regulated banking partners with appetite for the sector, support the application process, and help coordinate compliance documentation. The client submits the application and maintains the ongoing relationship with the partner.
Frequently asked questions (FAQs)
Can I accept crypto payments and settle in GBP?
In many cases, yes, depending on the partner, jurisdiction, business model, and supported assets. Suitable partners may support crypto-to-fiat conversion, allowing businesses to accept selected digital assets while settling in GBP or other fiat currencies.
Do I need FCA registration to operate a crypto business in the UK?
If your business involves cryptoasset exchange or custodian wallet services, FCA registration may be required under the Money Laundering Regulations. We can help you understand common regulatory considerations, but clients should seek independent legal or regulatory advice for their specific obligations.
How quickly can I get set up?
For businesses with FCA registration or equivalent status, complete documentation, and a clear business model, suitable partners can typically be identified within 48 hours of the initial consultation. Account opening then typically takes an average of 2 to 4 weeks for a complete submission, depending on the banking partner and the complexity of the business structure.
What if my business is based outside the UK?
We work with crypto businesses globally. Our partner network spans Europe, Asia, and other key jurisdictions, so we can help UK-based and international crypto companies explore suitable banking and payment options.
Explore banking options for crypto businesses.
Talk to our crypto payments team and explore introductions to banking or payment partners with experience in digital assets.